XRP ETFs Raise $107K in a Day, AUM Slips Below $1B — Crypto's Loudest Whisper 🏦

U.S. spot Ripple XRP exchange-traded funds recorded a single-day inflow of $107,000 on July 10, according to data from SoSoValue, marking one of the weakest sessions for the product complex since its launch. Total assets under management across the seven funds have declined to roughly $996 million, ending a multi-month run that had positioned XRP as one of the more durable institutional accumulation stories of the current crypto ETF cycle.

The reversal from earlier momentum has been rapid. May 2026 saw the seven-fund complex take in well over $100 million for the full month, with consecutive weeks of net positive flows. July has inverted that picture, with multiple sessions registering zero inflows and July 8 logging $7.29 million in net outflows, one of the largest single-day losses since March 2026. The $107,000 figure reported on July 10 is the latest data point in that trajectory and is described in industry coverage as reading "less like a data point and more like a rounding error."

On-chain activity has moved in parallel. Glassnode-tracked wallet counts and transaction volumes on the XRP Ledger have declined alongside the slowdown in ETF flows, with several metrics falling to levels last seen in early 2026. The simultaneous softening of both institutional and on-chain indicators has occurred even as the XRP price has held above $1, trading at $1.11 at the time of writing, up 1.48% over 24 hours. The divergence between price stability and demand-side weakness is the central tension in current market analysis of the asset.

Spot XRP ETFs began trading in the United States in May 2026, following the approval framework established under prior SEC rulings for bitcoin and ethereum products. The seven funds currently in operation include products from issuers such as Bitwise, 21Shares, Franklin Templeton, and others, with combined cumulative inflows crossing the $1 billion threshold in June before retracing. XRP itself is the native token of the XRP Ledger, a payment-focused blockchain originally developed by Ripple Labs.

Market participants tracking the segment have pointed to the synchronized decline in ETF flows and on-chain metrics as a signal that institutional appetite for XRP exposure has cooled, though they have stopped short of characterizing the slowdown as a structural shift. The July 10 inflow of $107,000 represents one of the lowest daily readings for the complex, and the AUM figure below $1 billion marks a notable psychological threshold for a product group that reached that level only weeks earlier.