Trump Leaves Crypto at the Kids' Table: BTC Not on the Trump Accounts Menu Yet 🧒

President Donald Trump told reporters Monday that Bitcoin ($BTC) could eventually be added to Trump Accounts, the new tax-advantaged savings program for children, telling a questioner that "something could happen." The comments came at an event tied to the program's rollout, days after the accounts opened to families nationwide under the One Big Beautiful Bill Act. Children born between 2025 and 2028 receive a one-time $1,000 Treasury seed deposit, with families able to contribute up to $5,000 per year until the beneficiary turns 18.

Adding Bitcoin to those portfolios would likely require new legislation. Congress limited qualifying investments to US equity index funds charging under 0.1% in fees, and the statute permits the Treasury only to tighten those rules, not expand them. Every contribution currently sits in one default fund, the State Street SPDR Portfolio S&P 500 ETF (SPYM), and the Treasury has approved just four other index ETFs. Fund-switching is not yet live, and the program app and account infrastructure are operated by Robinhood and BNY.

Trump framed his support for the industry in geopolitical terms. "I've become a big crypto guy… I'm a fan," he said, adding, "I've become a big crypto guy only for one reason: if we don't have it China is going to have it." He said he watched the industry grow into a major market and that heavy capital inflows convinced him Bitcoin has plenty of life left.

The president's enthusiasm coincides with reported financial exposure to the sector. Trump's latest financial disclosure listed more than $1 billion in 2025 income from family crypto ventures, and last week he questioned Bitcoin's tax treatment while defending those earnings. The administration has separately weighed letting billionaires donate appreciated stock to Trump Accounts in exchange for tax breaks.

Bitcoin showed little immediate reaction to the comments, reclaiming the $62,000 threshold after losing it earlier in the session on news from MicroStrategy's account. Trump's history of executing crypto pledges has played out in stages; he promised in Nashville in July 2024 to keep the government's seized Bitcoin, and the Strategic Bitcoin Reserve executive order followed.